The Only 25 Ways to Make Money in 2026

The Only 25 Ways to Make Money in 2026
By Andrew Collins
Financial Journalist

People search for “the best ways to make money” every year. What changes in 2026 isn’t the desire—it’s what actually works at scale.

Dan Martell is known for a very specific view of money: wealth is built by leverage, skills, and ownership, not hustle-for-hustle’s-sake. He often repeats that there are far fewer real money paths than the internet pretends.

This article distills 25 realistic ways to make money in 2026, aligned with Dan Martell’s thinking about modern income, leverage, and long-term upside.

Not hype. Not trends that die in six months.
Just the core economic engines that still compound.

The Core Principle Behind All 25 Ways

Before the list, one rule matters:

You don’t get rich by doing more things.
You get rich by doing the right category of things.

According to Martell’s framework, income falls into five buckets:

  • Selling time

  • Selling skills

  • Selling products

  • Selling systems

  • Owning assets

Everything below fits into one of those.

1–5: Selling Skills (High Leverage in 2026)

These work because businesses will always pay to save time or money.

  1. Consulting for growing companies

  2. Specialized freelance services (AI, analytics, automation)

  3. Fractional executive roles

  4. Technical coaching or mentoring

  5. Process optimization services

These scale fastest when paired with systems.

6–10: Digital Products and Knowledge Assets

Martell consistently emphasizes ownership.

  1. Online courses

  2. Paid communities

  3. Digital templates and tools

  4. Educational newsletters

  5. Licensing your expertise

Once built, these create leverage without linear effort.

11–15: Software and Scalable Platforms

This is where Martell made his fortune.

  1. SaaS products

  2. Micro-SaaS tools

  3. AI-powered applications

  4. No-code software businesses

  5. Subscription platforms

Software turns time into assets.

16–19: Media and Audience-Based Income

Attention converts into money when structured correctly.

  1. Content-driven blogs

  2. YouTube education channels

  3. Podcasts with monetized niches

  4. Personal brands tied to offers

Ads, subscriptions, and products stack here.

20–22: Marketplaces and Systems

These grow by facilitating value between others.

  1. Niche marketplaces

  2. Lead-generation platforms

  3. Automation agencies

The system does the work, not the owner.

23–25: Ownership and Capital-Based Income

Martell is clear: long-term wealth lives here.

  1. Equity in private companies

  2. Revenue-sharing deals

  3. Investment-backed ownership structures

This is where income detaches from effort.

Why These 25 Matter More in 2026

Three forces are accelerating:

  • AI replacing low-leverage labor

  • Global competition lowering margins

  • Attention becoming more expensive

These models survive because they:

  • Scale

  • Compound

  • Create ownership

What Most People Get Wrong About “Ways to Make Money”

Most lists:

  • Mix tactics with strategies

  • Ignore scalability

  • Overemphasize short-term wins

Martell’s thinking strips it down:
If it doesn’t scale or compound, it caps your income.

How People Actually Use This List

They don’t do all 25.

They:

  • Pick one category

  • Build skill first

  • Add leverage second

  • Add ownership last

That order matters.

Frequently Asked Questions

Are these guaranteed ways to make money?
No. They are proven structures, not promises.

Do I need capital to start?
Many start with skills and move toward ownership.

Is this only for tech people?
No. The principles apply across industries.

Why not side hustles?
Side hustles rarely scale without leverage.

Final Thoughts

Dan Martell’s core message is simple:

Income grows when effort is multiplied by leverage.

In 2026, money will still be made the same way it always has—by owning valuable skills, systems, and assets.

The difference is that the window for low-leverage work is closing fast.

The earlier you align with scalable income, the longer it compounds.

And that—not hacks—is where real money comes from.